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Tables of Content:

• Self Reflection

• Weekly Analysis

A new course on how I invested my $10k in stock market profits into building my dream business is coming early 2025.

AI could turn $10,000 into $1M in the next few years? – here’s how

Artificial Intelligence is being called the next $100 trillion industry—and early investors could have a rare chance to profit.

Renowned investor, James Altucher, believes AI will be the biggest financial opportunity of the decade. He has a history of making accurate predictions about emerging technologies, and his latest focus is on AI.

Altucher claims that a $10,000 investment in the right AI stocks could turn into $1 million or more in the coming years.

But this opportunity won’t last forever. He predicts that the window to get in on these AI investments will end very soon— and in this video explains how everyday investors can take advantage of this “wealth window” before it’s too late.

Plus, he’s also revealing one of his top AI stock picks for free. Don’t miss this chance to get in early on what could be the biggest tech revolution yet.

Watch the video now and see the full AI investment research plan

Reflect on 2024: Wins & Lessons

Before setting new goals, ask yourself:

• What worked? What habits or strategies moved you closer to financial freedom?

• What can improve? Highlight areas like spending, savings, or investments that need adjustments.

• Did you balance risks? Taking calculated risks is essential for growth but requires informed decisions.

Set Financial Goals That Matter

Dreaming big is great, but goals need structure:

• Save Smart: Define clear savings goals, whether for emergencies, retirement, or investments.

• Invest Wisely: Build a balanced portfolio that aligns with your risk tolerance.

• Boost Income: Expand your business, learn new skills, or explore side hustles.

Build a Safety Net

Financial stability starts with security:

• Emergency Fund: 3-6 months of expenses can protect you from the unexpected.

• Insurance: Ensure you’re covered for health, life, and business liabilities.

• Tax Planning: Leverage deductions and credits to keep more of what you earn.

Freelancers and Entrepreneurs: Prioritize Financial Health

If you’re a business owner or freelancer, your financial strategy should include:

1. Retirement Savings: Start now—it’s never too early.

2. Mindful Investments: Don’t rush; learn the market before diving into high-risk trades.

3. Cash Flow Management:

   • Allocate income to taxes, savings, reinvestment, and personal needs.

   • Avoid unnecessary upgrades—focus on growth, not appearances.

Learn to Invest Without Overcommitting

Jumping into stocks too soon can lead to losses. Instead:

• Build a foundation with long-term, buy-and-hold strategies.

• Use profits from your business to invest wisely in stocks or options.

• Focus on low-risk, high-reward strategies that align with your goals.

Stay Educated and Proactive

Success in 2025 depends on staying informed and adaptable:

• Track market trends and global economics.

• Commit to ongoing learning about investments, tax strategies, and business growth.

• Remember: Every great entrepreneur understands the economy—be the one who does too.

2025 is your year to combine financial goals with professional ambition. Start small, stay consistent, and watch your efforts compound into lasting success.

What’s your top financial goal for 2025? Reply and let me know—I’d love to help you get there!

To a prosperous year ahead,

Weekly Analysis

Interesting reads for the week.

Welcome to the Benjamin Button economy

The U.S. business cycle appears to be aging in reverse. Citi Group has a great macro perspective on this.

Citi Group goes on to say “Historically speaking, mid-cycle periods have provided a favorable backdrop for equities, generating returns averaging 14% a year. That’s based on a Capital Group analysis of economic cycles and returns dating back to 1973.”

Where to invest in a rate cutting cycle?

Rate cuts when the economy is growing have been a boon for investors in both stocks and bonds. Of the seven cutting cycles since 1984, three occurred outside a recession. During those non-recessionary cycles, the S&P 500 Index averaged a 27.9% return from the first cut to the last, with most sectors posting double-digit gains.

Download the full report here.

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On a personal level I will continue to look for value companies with strong balance sheets and take small risks with a few fast growing companies. The goal is to protect capital during volatility, therefore stay true to your rules and risk levels.

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