The 3 Biggest Lies I Believed Before I Became an Investor

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🧠 The 3 Biggest Lies I Believed Before I Became an Investor

(…and what I wish someone told me sooner)

Let’s be real: Most people don’t grow up learning how money actually works.
We’re taught how to earn it, maybe how to save it — but not how to multiply it.
So when I first stepped into investing, I brought in a lot of myths. Cost me time, confidence, and some cash.

Here are 3 misconceptions I had — and how I flipped them:

❌ Lie #1: “The Stock Market Is Basically Just Gambling”

Sounds familiar, right?

If you don’t understand how businesses grow — or how the economy moves — investing does feel like gambling.

But here’s the truth:
🎯 Gambling is making moves with no edge.
📈 Investing is building an edge through logic, data, and long-term thinking.

Instead of asking “What’s hot?”, real investors ask:

• “Is this company profitable — or on track to be?”

• “Does this stock benefit from where the world is headed?”

• “What’s the risk if I’m wrong?”

Once you have a system, investing becomes predictable — not perfect, but far from random.

❌ Lie #2: “I Don’t Have Enough Money to Start”

This one stings — because it stops so many people from even beginning.

But let’s clarify:

Even $20–$100/month in a solid ETF (like $VOO or $SCHD) puts you years ahead of most people.

Compound growth doesn’t care how fancy your job title is — it cares how long you stay in the game.

❌ Lie #3: “I’ll Figure Out Money Later”

This was the most dangerous one.

I used to think I had time — that the financial “stuff” would sort itself out when I made more money.

But here’s the catch:
The more money you make without a plan, the faster it slips away.

Wealth isn't about income — it’s about what you do with it.

The earlier you learn:

• How taxes work

• How to protect your money

• How to invest through cycles
  …the more freedom you gain now, not just at retirement.

🧠 So, What Should You Actually Do?

Here’s the truth I live by now — and it’s the core of Simplify Wall Street:

✅ Learn how markets work
✅ Study actual businesses, not just tickers
✅ Make logic-based moves, not emotional ones
✅ Track what’s happening in the real economy, not just the headlines

💬 Question for You:
What’s one thing you believed about money or investing that you later found out was wrong?

—
SWS
“Invest with Logic, Not Emotion.”

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